At 16...I could only imagine what insurance would have to be. His father has to be listed as the owner as I do not believe he can legally hold the title to a vehicle at 16 in the state of AZ (As a minor you cannot enter into a legal contract, thus he would be unable to apply for a title of ownership). Not to mention his father would have to be listed as the primary driver as insurance would be RIDICULOUS at his age. This would present another problem if he did have the title in his name however as I know for a fact he cannot legally enter a binding contract with an insurance company.

Not trying to be a dick. I don't care how you got you car so long as you respect it and are humble. Act like a dick or snobby and then don't be surprised if others treat you accordingly.

One more note, careful with the street racing...you're asking for it if you get involved in that stuff. Take it to the track man.