Anyone in the loans area. I have a wierd question about if you can take a vechile loan on a car you hold the title on. Yea i know it shoulds wierd but basically i have my car title and have an loan between bank accounts. I'm looking take out a 12,500 laon for my car pay off the little i owe on the old loan, pay off my cc's, and sped a couple grand on the car. Sounds wierd but it comes out better this way if i finance over 60 months, compared to keeping my loan and doing a secure loan on the title of my car for the amount.