From what I have been reading it is safer to add FI to the new 5.0 then it is to have just a tune. It was said that most of the tuners just applied the tuning of the 4.6 to the 5.0 as in more timing = more power and this was the cause of most failures.
I would say it is more in the tune then anything as there are some with no issue that are beating on the car.
I don't know where it came from that high compression motors are usually maxed out as that is not true.
I agree though that the warranty for me ended when I drove off the lot, same with my Jeep. Let something break and I will make it better.