Quote Originally Posted by BurnTire View Post
What is on your credit report? Have you been late on something before?

Good reading

http://www.bankrate.com/finance/cred...t-score-1.aspx
I have a year of my car payment from when I first got financed for my car which shows that it was never late and paid off when I refinanced through az fed.

I have my loan through Az fed that I was late on 3 times back in 07 but thats it, been on time ever since then.

I have a zales card that ive bought a couple things on and paid them right off so it shows that I have no late payment.

Only bad thing was my Wells Fargo card that I had a couple years ago that eventually got written off, went to collections and I just now paid it off so it should say Paid in full when its reported to the bureau. Other than those thats all thats on my credit.