I'm glad I was able to share my story with you. What's funny is how nice a guy he is. He actually sent me a note today stating that he did not have my money, but the bank does. So, I shared that with the bank. THE BANK said, he is just flat out being dishonest. He's had my money since Oct 28 (for this third round).
If you talk to him again, tell him how you heard you shouldn't do business with him.